Permanent Property Certificate

What Is It?

The Permanent Property Certificate (Certidão Permanente Predial) is the updated digital record of a property — essentially its official identification document.

It contains the full legal history of the property, confirming ownership and revealing any registered legal or financial obligations attached to it.

What Is It For / Why Is It Important?

This document is essential for any real estate transaction, including buying, selling, or obtaining a mortgage (crédito habitação).

It allows verification of:

• Ownership — confirming that the seller is the legal owner

• Encumbrances — such as mortgages (hipotecas), liens (penhoras), usufruct rights (usufruto), or ongoing legal proceedings

• Property Description — registered areas, location, and official composition of the property

Where Can You Obtain It?

Online (Most Common Method)
Through the Predial Online platform — typically faster and less expensive.

In Person
At any Land Registry Office (Conservatória do Registo Predial) or at a BUPi — Balcão Único do Prédio service desk.

What Does It Cost?

• Online request: €15

• In-person request: €20

Validity

The certificate remains valid for 6 months.

During this period, the document can be accessed online at any time using the access code provided upon issuance.